Banking built for small business

The Balance Business Checking account is a simple, full-featured bank account for small business owners.

Open an account for free
3 months free then $9.99/mo
No SSN, ITIN, or VISA required
Supports most businesses
See full list
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What’s inside each account?

Balance includes everything you need from your online business bank account

Open an account for free
FDIC insured up to $250,000
Send and receive
free international payments
(yes, you read that right!)
Instant virtual cards for your team
Bank Account # + Routing - Receive INTL payments
No minimum balance
Manage, limit, and cancel subscriptions inside your account
in one click
0.5% APY

Why Open a Balance Checking Account?

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Need help? Reach your dedicated account manager in minutes via Slack or Email.

Our mission is to keep your business moving at the speed of the internet backed by real humans you can reach when you encounter problems. No more waiting 30 minutes for a chat representative so you can send a payment. We get that your business can’t wait and neither do we.


Pay for your account only once you start earning. First 3 months free!

Aren’t planning on making transactions for a while? Let us know here and we can put your account on hold so you don’t get billed.

No minimum balances
Domestic ACH - $1
Domestic Wire - $5
International Wire - FREE
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Virtual cards for your digital business.

Set spend limits

Issue cards to staff

Use with any merchant

Set up your account in 20 minutes

You submit your application

10 minutes

Our system reviews your application

1 minute

A human being reviews your application

4 minutes

Our system issues your account

5 minutes

That's it! You're good to go!

Set up your account in 20 minutes or less

Open an account for free